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Learn moreFlexible BlueSM
With Flexible Blue, our consumer-directed health care plan, you can offer your employees top-quality health insurance from Michigan's most trusted name in health care and keep costs down, too.
How does Flexible Blue work?
Flexible Blue incorporates an HSA-qualified benefit plan with a financial account to fund qualified tax-exempt or tax-deductible medical expenses. Flexible Blue gets members involved in their health care — they choose how to spend their health care dollars and they're encouraged to take a more active role in their health care.
What types of Flexible Blue plans are available?
Flexible Blue Plans include:
| Benefit Plan | Deductible | Copays | Lifetime Maximum | Minimum Enrollment | |||
|---|---|---|---|---|---|---|---|
| In-Network | Out-Of-Network | In-Network | Out-Of-Network | Sponsored | Nonsponsored | ||
| Plan 2 (49K PDF) | $1,250/$2,500 | $2,500/$5,000 | 100% | 20% | $5 million | 2 | 51 |
| Plan 2 with Integrated Rx (50K PDF) | $1,250/$2,500 | $2,500/$5,000 | 100% | 20% | $5 million | 2 | 51 |
| Plan 3 (49K PDF) | $2,000/$4,000 | $4,000/$8,000 | 100% | 20% | $5 million | 2 | 2 |
| Plan 3 with Integrated Rx (50K PDF) | $2,000/$4,000 | $4,000/$8,000 | 100% | 20% | $5 million | 2 | 2 |
| Plan 4 (49K PDF) | $2,650/$5,250 | $5,300/$10,500 | 100% | 20% | $5 million | 2 | 51 |
| Plan 4 with Integrated Rx (51K PDF) | $2,650/$5,250 | $5,300/$10,500 | 100% | 20% | $5 million | 2 | 51 |
| Plan 4 - One Subscriber Group (51K PDF) | $2,650/$5,250 | $5,300/$10,500 | 100% | 20% | $5 million | 1 | 1 |
Note: Flexible Blue PPO plans do not have a 4th quarter carryover.
For groups with more than 100 contracts, we offer additional Flexible Blue coverage options.
What funding options can I choose from?
Flexible Blue can be combined with:
- Health savings accounts
- Health reimbursement arrangements
- Flexible spending accounts
Who administers the funding arrangements?
Blue Healthcare Bank is our preferred financial trustee and administrator for HSA, HRA and FSA health accounts. Your health care information integrates with Blue Healthcare Bank health accounts to help ensure ease of use and efficiency.
How do I enroll?
Please contact your sales representative or a managing agent.
